Ratibi Card Balance Check – Online Balance Inquiry

ByADMIN

Ratibi Card balance Check is very important for workers who use the Ratibi card. This card is from the First Abu Dhabi Bank. It is like a debit card, but you don’t need a normal bank account. It helps workers who get paid every month. With this card, you can get your salary, buy things in shops, and even shop online. In this guide, we will explain how to check your Ratibi Card balance, why it helps, and what benefits you get.

FAB Mobile App Android

Ratibi Card Balance Check Online and Offline Methods

There are many methods to check the Ratibi Card Salary. All are listed below: 

1. Ratibi Balance Check Online

  • First, open your web browser on your phone, laptop, or computer.
  • In the address bar, type the official link:  https://ppc.magnati.com/ppc-inquiry/
  • Wait for the page to load fully. You will see two boxes to enter your card details.
  • Look at your Ratibi card and find the 16-digit card number on the front.
  • From this number, type only the last two digits in the first box.
  • Next, find the 13-digit Card ID on your card (usually at the bottom left).
  • Enter the Card ID carefully in the second box.
  • Check again to be sure both numbers are typed correctly. Click the “Go” button below.
  • Wait a few seconds. Your current balance will appear on the screen.
Ratibi card balance check

You can see your money anytime this way, day or night. Close the page when done for your safety.

2. Ratibi Balance Check Using Mobile Apps

There are two apps for Ratibi Fab balance check : 

1. FAB Mobile App

  • Download the FAB Mobile App from the Google Play Store or the Apple App Store.
FAB Mobile App Android FAB Mobile App IOS
Ratibi Balance Check
  • Open the app and register for an account if you are new.
  • Log in with your username and password.
  • Find your Ratibi card on the main screen or dashboard.
  • Tap to see your balance and recent transactions.
  • The app is secure and works anytime you need it.

2. Payit App

  • Download the Payit app from your app store or Google Play Store.
Payit app Android Payit app IOS
fab salary check
  • Choose “Ratibi Cardholder” when you open the app.
  • Scan your Emirates ID as the app asks.
  • Enter the last two digits of your card and the Card ID.
  • Add your phone number.
  • You will get an SMS with a one-time code.
  • Enter this code into the app to confirm.
  • Set a 4-digit PIN for safety.
  • After setup, you can check your balance and use other features easily.

Also check: How To Get FAB Bank Statement Online

3. Ratibi Balance Check via ATM

  • Go to the nearest ATM (FAB, Visa, or MasterCard ATM).
  • Put your Ratibi card into the ATM slot.
  • Enter your PIN.
  • On the screen, choose the option “Balance Inquiry.”
  • Wait a few seconds for the ATM to show your balance.
  • If you like, you can print a receipt to keep.
  • This method is good if you don’t have internet or your phone.

4. Ratibi Card Balance Inquiry Through SMS

  • Open the Messages app on your mobile phone.
  • Tap to create a new message.
  • In the message body, type: BAL followed by a space, then the last four numbers of your Ratibi card. Example: BAL 4321
  • In the recipient box (where you put the phone number), type FAB’s special number. Tap Send.
  • Wait for a reply. Usually, it comes in a few seconds.
  • You will get an SMS showing your current card balance.
  • Make sure your phone number is registered with FAB.
  • Remember, normal SMS charges from your phone company may apply.
  • Always keep your card number private and never share it with others.

5. Ratibi Card Balance Check Branch Visit

If you want to check your Ratibi card salary in person, going to a FAB branch is a good and safe choice. Here’s how you can do it step by step:

  • Visit the nearest FAB branch.
  • Go during official banking hours.
  • Bring your Ratibi card and Emirates ID.
  • Go to the customer service counter.
  • Ask the staff to check your Ratibi card salary balance.
  • Share your Ratibi card and Emirates ID when asked.
  • Wait while they check your balance on the system.
  • Listen as they tell you your current balance.
  • Ask for a printed slip if you want.
  • Thank the representative before you leave.

Benefits of Ratibi Card

The Ratibi Card is very helpful for workers and employers. Here are the main benefits:

  • No need to open a bank account
  • Free SMS alerts
  • No monthly charges or minimum balance
  • Free accident insurance
  • Can use it in shops, online, and ATMs worldwide
  • Quick salary payment from employers
  • Easy money transfers to family abroad
  • Can pay bills like phone and internet
  • Safe and secure with a PIN

Employers like it too because it makes paying salaries simple. They don’t need to write cheque or handle cash. And workers feel happy because they get paid on time. The Ratibi Card is also accepted anywhere Visa or MasterCard works. So, it feels like a normal debit card. Also, it helps workers budget better because they can see how much money they have at any time. 

Tips for Managing Your Ratibi Card Balance

To keep your money safe, always do your Ratibi card balance check before spending. This is very important to avoid surprises. Here are some easy tips:

  • Check your balance often, at least once a week
  • Set SMS alerts so you know when money comes in or goes out
  • Use the FAB app or website to see your balance anytime
  • Don’t use public Wi-Fi when checking your balance
  • Use a strong password for your app
  • Watch your spending and try to save some money each month
  • Plan your spending for food, rent, and transport
  • Link your card to apps that help you track spending

By doing these small things, you will feel relaxed and safe. You will always know how much money you have. This helps you make better choices and avoid spending too much.

Also check: How To Open FAB Bank Account In 2025

Common Issues and How to Fix Them

Sometimes, you might have small problems with your Fab balance check salary. Here are common issues and what to do:

  • Forgot password: Reset it on the app or website.
  • Website is slow: Refresh or clear your browser cookies.
  • Balance not showing: Wait a few minutes and try again.
  • App not opening: Update the app or reinstall it.

If you still can’t check your balance, you can:

  • Call FAB customer support
  • Go to a FAB branch
  • Check your balance at an ATM

These steps usually fix the problem. Also, keep your app updated and use a secure internet connection. Checking often helps you stay worry-free.

FAQs

No. You do not need to open or keep a bank account. The Ratibi Card is made for people who don’t have bank accounts. Your employer sends your salary straight to your card.

No. There are no monthly fees and no minimum balance. You don’t have to pay to keep or use the Ratibi card. It’s free to maintain, which helps you save money.

No. In the UAE, there is no personal income tax. Your salary comes to your Ratibi card without tax deductions. However, your employer might deduct other items like insurance or fines if needed.

Yes. You can use the Payit app to send money locally or to other countries. Or visit an exchange house and use your card to transfer.  Always check transfer fees and limits first.

Conclusion

Ratibi card balance check makes life simple. It helps you know your Ratibi salary balance anytime, anywhere. This special card helps workers in the UAE receive salaries safely and spend easily.

With the Ratibi Card, you don’t need a bank account. You can buy things, send money, and pay bills. Best of all, you always know your balance. That keeps your mind at peace and helps you plan better. Use the FAB app, website, Payit app, or ATM. And don’t forget the simple tips we shared to manage your money.


ADMIN

My name is Kashif and I have a deep passion for finance and banking. Leveraging my extensive knowledge and experience in the banking sector, I created this website to share my insights. Our goal is to make the world of finance and banking simple and understandable for everyone.

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